||Annuities-Online have developed
a series of calculators to help you with your
annuity purchase. Many of them give a graphical
analysis of the results
to make it easier to compare the different levels of
income that are available.
Conventional Annuity Rate Calculator
Calculate an annuity rate for any relevant age and sex using different
annuity options. Graph of results to determine which income pays the
most over time
Calculate the maximum income from a Pension
Drawdown contract using 2011 GAD rates. Make assumptions
for investment returns and graphically see what effect
this will have on income over time.
Compare Drawdown against Traditional Annuities
Drawdown may offer a higher income than a traditional
but it comes with risks that many people may not fully
calculator will give you a valuable insight into the
pros and cons of pension drawdown.
Level v Indexed
Ever wondered at what point an indexed annuity will pay the same amount
of income as a level annuity? This calculator will give you the
How does inflation affect an annuity
Inflation is a huge problem facing retired persons as they tend to
have a degree of income that does not keep pace with inflation (savings
accounts, level pensions). Over time inflation will erode the real value
of you money,
so if your income is not fully protected against inflation you could have
financial problems later in life.
Cost of Delay
Annuity rates are perceived to be poor value,
particularly when compared to the rates offered only a
few years ago. Unfortunately, rates are not likely to
since the most significant factor in determining annuity rates
is life expectancy and we are generally living longer.
Waiting for rates to rise could be a poor decision since
you will be losing income that you would otherwise have
started to draw. This calculator will show you the
effect of delaying your annuity purchase.
Live Annuity Rates
These are real-time annuity rates from leading annuity
providers. Whilst this service will give you an accurate
annuity rate it may not be the best rate available as
not all annuity providers subscribe. For the widest
choice and help with selecting the most suitable options
that you contact us with your requirements.